Insurance and Financial Planning Services

Financial Advisory Services

Services

I am a licensed Pru Life UK financial advisor helping British and other expats, and locals in the Philippines, choose life and health protection that fits their circumstances. Start with a free 30-minute call, or browse the plan categories below.

Pru Life UK plans

Plans are grouped into four categories. Each link opens the full list of plans in that category.

Life Protection

Term and whole life cover designed to give your family financial support if something happens to you.

Health

Critical illness and health-related plans that help with costs when a serious medical condition strikes.

Variable life (VUL)

Life insurance with part of each premium linked to PRULink funds. Fund values can fall as well as rise and are not guaranteed.

Riders

Optional add-ons you can attach to a base plan, such as payor waiver and accident cover, to tailor your protection.

Advice and consultation

A consultation is a relaxed conversation about where you are now and what you want to protect. During the call I can help you:

Review your needs for life, health and income protection
Look at any existing policies and spot gaps or overlaps
Compare suitable Pru Life UK plans and riders side by side
Understand the application and underwriting steps

There is no obligation to buy anything.

Arne J. Wood is authorized by the Insurance Commission to act as an Insurance Agent of Pru Life UK. General information only, not personal advice. All plans are subject to Pru Life UK policy terms, conditions and underwriting approval.

IC Markets Introducing Broker disclosure

Broker disclosure: Arne J. Wood is an authorised Introducing Broker for IC Markets (campaign https://ic.com/?camp=95342). This is a marketing referral to IC Markets and is not personalised investment advice.

Role separation: Pru Life UK Licensed Financial Advisor services (insurance / wealth planning under Philippine Insurance Commission licensing via Pru Life UK) are separate from any IC Markets Introducing Broker promotion. CFD and leveraged products are offered by Raw Trading Ltd (trading as IC / IC Markets Global), not by Pru Life UK. Contacting Arne for Pru Life UK advice does not open a trading account; clicking an IC Markets link does not create a Pru Life UK advice relationship.

Regulator: IC and IC Markets Global are the trading names of Raw Trading Ltd, which is regulated by the Seychelles Financial Services Authority (FSA) with Securities Dealer's license number SD018.

Risk Warning: Trading in securities involves significant risk. Prices may fluctuate and securities can become entirely valueless. You may incur losses that exceed your potential profits, and in some cases, losses may exceed the amount you have deposited. Securities, futures, options, and contracts for differences (CFDs) are complex financial instruments and are not suitable for all investors. Engaging in such transactions requires a sound understanding of the associated risks. Please read and ensure you fully understand the IC Markets Risk Disclosure before trading.

Leverage: Leverage is dynamic and may change at any time. Such changes may affect your positions and margin requirements. You are responsible for monitoring your positions and maintaining sufficient margin at all times.

Restricted countries: Restricted / prohibited countries (non-exhaustive, per partner materials): United States, Canada, New Zealand, Iran, and North Korea. Availability and eligibility are determined by IC Markets / Raw Trading Ltd — do not apply if you are a resident of a restricted jurisdiction.

Age restriction: IC Markets services are available only to persons aged 18 years or older.

No guaranteed returns: Past performance is not indicative of future results. Nothing on this site promises, guarantees, or forecasts profits from trading or investing.