/* Shared by the apex, markets, and books hosts. One palette. */
:root {
  --ink: #1c1915; --muted: #5c564c; --line: #e4ddd2; --paper: #f7f4ee; --card: #fffcf8;
  --accent: #1f4d3a; --accent-ink: #f4f1ea; --warn: #8a3b12; --warn-bg: #f8efe6; --quiet: #6e675e;
  --max: 72rem;
  --serif: "Iowan Old Style", Palatino, Georgia, serif;
  --sans: "Segoe UI", Helvetica, Arial, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: var(--sans);
  font-size: 1.05rem;
  line-height: 1.65;
}
a { color: var(--accent); text-underline-offset: .14em; }
a:focus-visible, button:focus-visible, input:focus-visible {
  outline: 3px solid #c4a15a;
  outline-offset: 2px;
}
.wrap { width: min(var(--max), calc(100% - 2rem)); margin-inline: auto; }
.skip {
  position: absolute;
  left: 1rem;
  top: -4rem;
  background: var(--ink);
  color: #fff;
  padding: .5rem .8rem;
  z-index: 2;
}
.skip:focus { top: .5rem; }
.mast { border-bottom: 1px solid var(--line); background: var(--card); }
.mast-inner {
  display: flex;
  justify-content: space-between;
  gap: 1.5rem;
  align-items: end;
  padding: 1.25rem 0 1rem;
}
.brand {
  font-family: var(--serif);
  font-size: 1.35rem;
  color: var(--ink);
  text-decoration: none;
  margin: 0;
}
.brand small {
  display: block;
  font-family: var(--sans);
  font-size: .78rem;
  letter-spacing: .04em;
  text-transform: uppercase;
  color: var(--muted);
  margin-top: .2rem;
}
.role { margin: 0; max-width: 28rem; text-align: right; color: var(--muted); font-size: .86rem; }
main { padding: 2rem 0 0; }
h1, h2 { font-family: var(--serif); font-weight: 500; letter-spacing: -.02em; line-height: 1.2; text-wrap: balance; }
h1 { font-size: clamp(2rem, 4vw, 3.1rem); margin: 0 0 .7rem; }
h2 { font-size: 1.45rem; margin: 0 0 .45rem; }
p { margin: .55rem 0; }
.lede { font-size: 1.15rem; max-width: 40rem; margin-top: 0; }
.panel { background: var(--card); border: 1px solid var(--line); border-radius: 1rem; padding: 1.25rem 1.35rem; }
.wizard { margin: 0; }
.wizard fieldset { border: 0; margin: 0; padding: 0; min-inline-size: 0; }
.wizard legend { font-family: var(--serif); font-size: 1.35rem; padding: 0; }
.choices { display: grid; gap: .7rem; margin-top: 1rem; }
.choice {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: .75rem;
  align-items: start;
  border: 1px solid var(--line);
  border-radius: .8rem;
  padding: .85rem 1rem;
  background: #fff;
  cursor: pointer;
  margin: 0;
  font-size: 1rem;
}
.choice:has(input:checked), .choice:focus-within { border-color: var(--accent); box-shadow: inset 0 0 0 1px var(--accent); }
.choice:focus-within { outline: 3px solid #c4a15a; outline-offset: 2px; }
.choice strong { display: block; color: var(--ink); font-weight: 600; }
.choice span { color: var(--muted); font-size: .92rem; }
.route { display: none; margin-top: 1rem; }
.route.active,
.wizard:has(input[value="protection"]:checked) #protection,
.wizard:has(input[value="derivatives"]:checked) #derivatives { display: block; }
.note { background: #f3f6f4; border: 1px solid #d5e2da; border-radius: .8rem; padding: .9rem 1rem; }
.warn {
  background: var(--warn-bg);
  border: 1px solid #e4cbb8;
  color: #3d2418;
  border-radius: .8rem;
  padding: 1rem 1.1rem;
  line-height: 1.55;
}
.warn h2 { font-size: 1.25rem; margin-bottom: .35rem; }
.warn strong { color: var(--warn); }
.warn p:first-child { margin-top: 0; }
.warn p:last-child { margin-bottom: 0; }
.btn {
  display: inline-block;
  background: var(--accent);
  color: var(--accent-ink);
  text-decoration: none;
  border: 0;
  border-radius: 999px;
  padding: .7rem 1.1rem;
  font: inherit;
  cursor: pointer;
}
.btn:hover { text-decoration: underline; text-underline-offset: .15em; }
.btn.quiet { background: transparent; color: var(--accent); border: 1px solid var(--accent); }
.grid { display: grid; grid-template-columns: minmax(16rem, .9fr) minmax(18rem, 1.15fr); gap: 1.25rem; align-items: start; }
.cards { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
label { display: block; font-size: .86rem; margin: .7rem 0 .25rem; }
input { width: 100%; border: 1px solid #d9d1c6; border-radius: .55rem; padding: .65rem .7rem; font: inherit; background: #fff; color: inherit; }
input[type="radio"] { width: 1.1rem; height: 1.1rem; margin: .25rem 0 0; padding: 0; accent-color: var(--accent); }
.fine { color: var(--quiet); font-size: .86rem; }
.banner { margin: 0; padding: 0; border: 0; color: var(--muted); font-size: .92rem; }
.price { font-family: var(--serif); font-size: 1.6rem; margin: .15rem 0 .4rem; }
.hero-mark {
  display: inline-block;
  font-size: .75rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: .25rem .6rem;
  margin: 0 0 .8rem;
  background: var(--card);
  color: var(--warn);
}
.guide { margin: 0; }
.guide form { max-width: 26rem; }
.grid:has(input[value="guide"]:checked) #guide,
#guide.active,
#guide:target { box-shadow: inset 0 0 0 1px var(--accent); }
.premium { margin-top: 1.75rem; max-width: 36rem; }
.premium h2 { font-size: 1.15rem; color: var(--muted); }
footer {
  margin-top: 3rem;
  padding: 1.25rem 0 2.5rem;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: .86rem;
}
footer p { margin: .35rem 0; }
@media (max-width: 800px) {
  .grid, .cards, .mast-inner { display: block; }
  .role { text-align: left; margin-top: .8rem; }
  .guide { margin-top: 1.25rem; }
}